TalentCapture


Mortgage Underwriters (Junior to Senior Level)   

Industry: Mortgage / Residential Services | Anywhere in the U.S. 3 month's ago
Primary Skills Required
previous experience as a mortgage underwriter. Must have a DM certification.

Resource Type
Direct Hire

Compensation
80,000.00 to 100,000.00 Salary - Total Comp

Relocate?
No

Job Description

This role is open again, but requires the DM Certification.

The role is primarily responsible for underwriting, VA, conventional, FHA, and USDA loans according to company, secondary market investor, and government agency standards. REQUIRES A DM CERTIFICATION.  This includes ensuring all tax, title, insurance, and closing documentation associated with the loan applications are accurate and complete, and approving or denying loan applications based on underwriting compliance standards.

Qualifications

  • Three plus years underwriting conventional loans, along with one year experience underwriting FHA loans.
  • Direct Endorsement (DE) certification required; VA LAPP PREFERRED
  • Strong knowledge of valid documentation related to underwriting consumer mortgage applications (includes tax returns, financial statements and records, verification of income and deposits).
  • Knowledge of underwriting and regulatory requirements; federal, state, and regulatory requirements/guidelines related to consumer mortgage lending and internal processes and controls.
  • Ability to think critically, including the ability to evaluate facts and data to draw conclusions and determine the impact of decisions and risks
  • Strong sense of urgency and responsiveness

We customer offers competitive base compensation, bonus and benefits including benefit plans intended to enhance wellness. In addition to healthcare benefits, they have a 401k plan with a matching percentage. They value a great work culture and leadership team that treats all associates with respect.

Work Location Options:

  • Westchase area
  • Remote
  • Combination of office & remote